Investment Guild ~ Employee Benefits By Design

Investment Guild - Employee Benefits By Design - a division of People Corporation company

Changes to the
Canada Pension Plans

PUBLISHED April 16, 2012

The Government of Canada will gradually introduce changes to the Canadian Pension Plan (CPP) from 2011- 2016.

Before the changes, your CPP retirement pension increased by 0.5% for each month after age 65 (and up to age 70) that you delayed receiving it. This meant that, if you started receiving your CPP pension at 70, your pension amount was 30% more than it would have been if you had taken it at 65.

For 2011 to 2013, the Government of Canada will gradually increase this percentage from 0.5% per month (6% per year) to 0.7% per month (8.4% per year). This means that, by 2013, if you start receiving your CPP Pension at the age of 70, your pension amount will be 42% more than it would have been if...

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At the Investment Guild we offer
employee benefit and retirement plan
design and implementation services.

We know we are really in the "people business". Since 1981 our dedication to personal service combined with a creative and organized approach to problems is
what we mean by "Employee Benefits by Design".


    We have developed specialties in the area of benefit plan design and     administration.

    Our creative approach for today’s marketplace has won the Investment
    Guild several valuable clients.

    In the area of benefit administration and employee self-service we have
    co-developed "WEBS™" - an internet based employee benefit enrollment
    and administration system.

    Our Canadian and International expertise in the group insurance area has
    been of tremendous benefit to our clients.

    With many companies now operating globally, our ability to add value in the
    benefits area has been greatly enhanced.

    Investment Guild is a People Corporation company, a leading consolidator
    of Canadian Employee Benefit and Pension advisory firms.

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