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2009



10/09- W. Michael Thomas      
Harmonized Sales Tax
   
".. How will HST impact employee benefit plans? It is uncertain how the new HST will impact employee benefit plans.  Currently: BC’s provincial sales tax of 7% does not apply to employee benefit plans. Ontario’s provincial sales tax of 8% does apply to employee benefit plans.."

2008



01/08 - W. Michael Thomas      
Pension Income Splitting
   
".. What is pension income splitting?  Canadian residents will be able to allocate up to one-half of their income that qualifies for the existing pension income tax credit to their resident spouse or common-law partner) for income tax .."

2007



11/07 - W. Michael Thomas   
Looking For Another Tax-Efficient Way To Invest?
   
".. There may be an opportunity within your life insurance program. If you’re looking for an opportunity to shelter
more of your investments from tax, your life insurance program might be the answer. Here's why .."



10/07 - W. Michael Thomas   
Why do we need Critical Illness Insurance?
   
".. Due to healthier lifestyles and advances in medical science the average Canadian is living longer which results
in a greater number surviving a critical illness.  Those who survive a critical illness may not be able .."



08/07 - W. Michael Thomas   
Proposed Enhancements to the RESP Program
   
".. The recent federal budget has proposed several enhancements to Registered Education Savings Plans (RESPs)
and the Canada Education Savings Grant (CES Grant) program to help you grow an education .."



06/07 - W. Michael Thomas   
“Successing Your Business”
   
".. In the next 10 years, 66% of all small-business owners in Canada expect to retire.  But, if other stats stand,
it’s likely few who are business owners have a succession plan. A 2006 Canadian Federation of .."



06/07 - W. Michael Thomas   
Blended Families Create Estate Challenges
   
".. Blended families are becoming increasingly common with the marriage or common-law relationship of partners
with children from previous relationships.  This new situation brings complexities to your estate .."



02/07 - W. Michael Thomas   
Cancer in the Workplace
   
".. Last year, the Canadian Cancer Society predicted an oncoming “cancer crisis” prompted by a cancer rate
that is growing twice as fast as the country’s population.  In 2005, that meant almost 150,000 .."

 
2006



07/06 - W. Michael Thomas   
An Employee Assistance Program (EAP) is a Powerful Tool that can Help Workers through
Difficult Times
   
".. The holiday season is quickly approaching and for most it is a happy time spent with family and friends.
Yet for others, it can be a stressful time and for others a time of severe depression. There are some .."



07/06 - W. Michael Thomas   
 The Federal Government Announced an Expansion of the Compassionate Care Benefit Program
   
".. The EI Compassionate Care program provides a temporary absence from work without suffering income or
job loss, to EI eligible workers, to provide care or support to a person who is at significant risk  .."
 
 
2004



09/97 - Government Tables Final CPP Legislation   
Federal Legislation on Compassionate Leave Under E.I.
   
".. As outlined in the 2003 federal budget, Bill C-28 amends the Employment Insurance Act and the Canada
Labour Code to provide for compassionate leave. The legislation is proposed to come into effect .."

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